Consolidate your

If you already have a mortgage and outstanding debts, you could use the equity in your home to consolidate your debts. This is called a remortgage or a debt consolidation mortgage. A debt consolidate mortgage takes all your finances and credit bills and replaced them with one bill, the mortgage.

Are you looking to consolidate credit card bills? If you are consolidating your bills into one easy to manage loan, why not consolidate your other bills and debts too. It can reduce your monthly payment if you choose to spread the loan over a longer period of time. Use our loan calculator to find out how OSL can consolidate your credit card bills.

Is debt consolidation only for secured loans or can I consolidate my unsecured loans? Speak to OSL's loan specialist about unsecured debt consolidation and let us help you to get on track with your debt.

Bankruptcy is seen as the last resort. Perceived to be the only way to escape the ever-constant demands for payment by bill collectors and credit companies alike. There is an alternative though; and IVA or Involuntary Agreement consolidates your outstanding debt into one lump and in certain circumstances can reduce the amount you owe by up to 60%. Keep in mind they are only available to tenants.