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Think carefully before securing other debts against your home. Your home may be repossesed if you do not keep up repayments on a mortgage or any debt secured on it. Typical APR 8.5%, 66% of customers get this rate or better.

Debt consolidate

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  • Debt consolidate

If you already have a mortgage and outstanding debts, you could use the equity in your home to consolidate your debts. This is called a remortgage or a debt consolidation mortgage. A debt consolidate mortgage takes all your finances and credit bills and replaced them with one bill, the mortgage.

Are you looking to consolidate credit card bills? If you are consolidating your bills into one easy to manage loan, why not consolidate your other bills and debts too. It can reduce your monthly payment if you choose to spread the loan over a longer period of time. Use our loan calculator to find out how OSL can consolidate your credit card bills.

Debt consolidate loans helps many people control their debt better. Consolidate loans means that outstanding loans, credit cards etc will be consolidated into one debt consolidate loan with one monthly repayment. You will still have to pay back what you owe but with a debt consolidation loan you may have a lower interest rate or be able to spread the cost out over a longer period

People who have more than one loan and credit cards should consider to consolidate their debts into one debt consolidated loan as they could save money with one monthly repayment and often the interest rate will be lower too.

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