Are you looking to consolidate credit card bills? If you are consolidating your bills into one easy to manage loan, why not consolidate your other bills and debts too. It can reduce your monthly payment if you choose to spread the loan over a longer period of time. Use our loan calculator to find out how OSL can consolidate your credit card bills.
The benefits of using a loan calculator is that you will be able to get an idea about what you can borrow and what your monthly repayments will be before speaking to a lender. Though sometimes you may be able to get a better deal when speaking to a lender as they are able to take all your personal circumstances in to consideration.
Our advanced secured loan calculator searches hundreds of plans online and in seconds. Don't confuse secured loan calculators with personal loan calculators; with a secured loan you can often get a better rate and borrow more money.
APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. The APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee. All lenders have to tell you what their APR is before you sign an agreement. It will vary from lender to lender. Generally, the lower the APR the better the deal for you, so if you are thinking about borrowing, shop around. Don't forget that sometimes bank loans are cheaper than the credit schemes offered by stores. If you find a deal with a low APR, ask the following questions: