Think carefully before securing other debts against your home. Your home may be repossesed if you do not keep up repayments on a mortgage or any debt secured on it. Typical APR 8.5%, 66% of customers get this rate or better.
People who own homes can get loans secured on their home. They can borrow large sums of money against their homes and in most cases get a lower interest rate than if the loan was unsecured.