Are you over 18 years old? You don't have to own your own home to apply for a loan. If you are over 18 years old then you can apply for a personal loan. In the UK, anyone over 18 years old can apply for credit. A personal loan will be unsecured and based on your ability to repay the loan.
Bad past? Late with repayments? County Court Judgments? Bad credit history? Bad things happen? It can happen to anyone and the last thing you need is someone reminding you of bad things! Online secured loans deal with thousands of people every year with a bad credit past. Because we search 1000's of loan deals we are more likely to find you a deal, even with the past credit history.