Privacy policy and data protection statement

This is the privacy policy for http://www.online-secured-loans.co.uk.
This privacy policy is effective from 21st of November 2007.

Site usage terms

It is important you read the following paragraph.

Our website provides a loan application and quotation service. We will process the information you provide in a secure and professional manner at all times. In order to carry out our business we pass on your information to our partner companies that provide financial services for the purposes of fulfilling your quotation and in order to provide an accurate quotation they may search your credit record. All brokers or lenders that provide insurance services are regulated by the FSA and are legally obliged to inform you of your rights before processing with your enquiry.

We never exclusively pass on your information to any third-party company for marketing purposes except where the third-party provides marketing services for businesses.

Telephone call times

Although we try to phone you when requested; Occasionally we may have to phone you at other times - because we missed you the first time or perhaps for a follow up call. For FSA regulated services, our call centers operate 9am to 9pm Monday to Friday, and 9am to 4pm Saturday, Sunday. We are also open on bank holidays. Time for non FSA

Opt-in / Opt-Out

We will only ever contact you regarding offers from our company if you have ticked our marketing boxes. You may opt out at any time by emailing privacy@twozero.com.

Abuse and Fraud

You agree that you will not submit abusive and or falsified applications. We work closely with the authorities to prevent fraud and stop abuse of our website and the services it provides. We monitor our site closely. Fraudlent or falsified applications are tracked and reported immediately by our team. If you are caught, we will prosecute you under UK law and you could face up to 10 years in prison.

Data Collection

When visiting Web sites certain information about you and your computer can sometimes be collected. This section explains what information Two Zero Limited collects, and how it is used. We collect the following information about our visitors:

• user.name data
• user.bdate data
• user.home-info data
• dynamic.clickstream data
• dynamic.http data
• dynamic.clientevents data
• dynamic.interactionrecord data
• dynamic.cookies data

We collect this information for the following reasons

• Help protected against online fraud
• Web Site and System Administration
• Research and Development
• Pseudonymous Analysis
• Contacting Visitors for Marketing of Services or Products
• Contacting Visitors for Marketing of Services or Products Via Telephone
• Improve customer services and the performance of our websites.

Cookies

Cookies are a technology which can be used to provide you with tailored information from a Web site. A cookie is an element of data that a Web site can send to your browser, which may then store it on your system. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it Our Web site uses the following cookies:

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